Ways to Send Money to Nigeria From United States of America

In this post, we are going to look into different Ways to Send Money to Nigeria From United States of America. This includes possible means a U.S.A based individual can send money from United States of America, down to Nigeria. And these are all easy and simple methods and avenues to use to send money to anyone in Nigeria, all the way from U.S.A, and the person receives the money right in Nigeria.

Being a writer with most of my clients based in the United States, one of my major challenge was getting them to send my pay down to Nigeria. Considering the currency difference and exchange rates, it was quite a challenge.
However, I’ve since circumvented that bottleneck by finding alternate ways they can send money to me from the US.

In my experience, I discovered that many clients do not know how to send money from the US to Nigeria. In this age of cutting edge technology, sending money to Nigeria from the United States has never been easier.

Frequently Asked Questions

• What is the best way to send money to Nigeria?
• Is it illegal to send money to Nigeria?
• Can I send Western Union from Nigeria to USA?
• Can I send money to Nigeria through cash App?

This article will serve as an eye-opener. There are numerous ways to send money instantly to Nigeria from the US.

I won’t mention PayPal because they, annoyingly, still blacklist Nigeria. However, there are other better alternatives. Find them below.

1. Wire transfer

Wire transfer is one of the easiest and fastest ways to send money instantly from any part of the world. For wire transfer to work, the sender is required to provide the bank details of the receiver in Nigeria. The following information is needed:

1. Recipient bank name in Nigeria (the bank that the money is going to)
2. Recipient bank Swift number or other code
3. Payee’s account number at the bank

Remember, a wire transfer cannot be reversed if something goes wrong so ensure the above details are correct before proceeding to transfer funds.

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2. Western Union

Western Union has grown to become one of the most respected money transfer systems in the world. It’s very easy to send money to Nigeria from the US via Western Union. The sender simply needs to walk into any Western Union outlet in the US and request for a money transfer form.

The sender needs the receiver’s full name, address, and phone number. He/she either pays for the transaction via his bank account debit card or with cash. The process can also be completed online on the Western Union website.

The receiver can pick up the money in Nigeria via any Western Union outlet. They are usually in Nigerian banks. He/she needs a driver’s license, an international passport or a voters card to pick up the funds.

The receiver must also provide sender information like the name of the sender, amount sent, address of the sender, money transfer code number (MTCN) and senders’ phone number.

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3. Ria Money Transfer

Ria money transfer operates quite similar to Western Union. RIA has over 33,000 locations worldwide. The sender in the United States simply needs to log on to the Ria money transfer website and select a recipient, select a bank deposit and select his/her payment method.

Also Read – All You Need to Know About Bank Loan Acquisition

The sender can send the money as cash where the receiver can pick at a local bank or send the money directly to the recipient’s bank account. It’s that easy.

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4. Payoneer

With Payoneer, money can easily be sent from the US to Nigeria instantly. The sender simply needs to open a Payoneer account and fund it with a minimum of $100 to be able to send money to Nigeria.

The Nigerian recipient on his part needs to create a Payoneer account online and request for Payoneer MasterCard to enable him to receive the funds. The card will arrive in Nigeria in 60 days upon request. It lasts for four years.

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5. Via a Domiciliary Account

Opening a domiciliary account makes receiving money from the US so much easier. The sender can walk into his bank in the USA and request to deposit funds to the receiver’s Nigerian domiciliary account.

He’ll get the alert instantly. You don’t need to convert the funds, you can withdraw the cash directly from your bank in naira.

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6. Neteller

This was one of the first payment options I used as an alternative to PayPal. The sender simply needs to open and verify a Neteller account – this can be done in one day.

The receiver needs to do the same thing. The sender sends the money to the email address used by the receiver in opening the account. The money can then be transferred by the receiver to any bank account of their choice. He/she gets an alert within 5-7 working days.

If you have a client, family member or friend in the United States who complains of not knowing how to send you money from the States, you can tell them about the above payment options. Problem solved.

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